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Texas Asset Protection News
EPA Awards Over $10.3 million in Grants to Pacific Southwest Groups
(5/12/06) SAN FRANCISCO-- Today the U.S. Environmental Protection Agency awarded over $10.3 million to Pacific Southwest groups for assessment, inventory, redevelopment and cleanup of properties that have sat idle due to perceived or real contamination. The funds will help pay for projects in Californa, Arizona, Nevada, Hawaii, and the Pacific Islands, where grant recipients are working to redevelop “brownfield” properties. Today’s awards were part of $69.9 million in brownfields grants given out to communities throughout the country.
“Today’s grants will help speed the cleanup and redevelopment of properties, providing jobs and helping revitalize neighborhoods,” said Wayne Nastri, administrator of the U.S. EPA’s Pacific Southwest Region. “The brownfields program enables communities to develop idle land into productive community assets.”
The brownfields program encourages turning America's estimated 450,000 problem properties to productive community use. Since the beginning of the brownfields program, the EPA has awarded 883 assessment grants totaling $225.4 million, 202 revolving loan fund grants totaling $186.7 million, and 238 cleanup grants totaling $42.7 million. In addition to industrial and commercial redevelopment, brownfields approaches have included the conversion of industrial waterfronts to river-front parks, landfills to golf courses, rail corridors to recreational trails, and gas stations to housing. EPA's brownfields assistance has leveraged more than $8.2 billion in private investment, helped create 37,525 jobs and resulted in the assessment of 8,374 properties and the cleanup of 93 properties.
Asset protection can help when disaster strikes
Asset Protection: More coverage generally means you will have less to pay out of your own pocket if disaster strikes. You must determine the amount you can financially afford to lose. Depending upon your determination, more insurance may be the answer. You need enough liability coverage to protect yourself from lawsuits resulting from your possible negligence.
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Definition:
When you divide your money among various types of investments, such as stocks, bonds, and short-term investments (also known as "instruments"), you are allocating your assets. The way in which your money is divided is called your asset allocation.
Marital Trusts
Definition:
A marital trust is used to benefit the surviving spouse of the person who dies. There are many reasons for creating such a trust-- to provide asset protection for the surviving spouse, or to ensure that your children are the ultimate beneficiaries of your estate.
Asset allocation
Definition:
Diversification of your investments, usually between U.S. and international equities, fixed income, real estate, and commodities.
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